Disaster can strike while you shouldn't have Medical Insurance. Do your medical payments develop earlier than your very eyes? How do you pay these escalating medical payments when you cannot afford it? Disaster can strike while you shouldn't have Medical Insurance for your self or your loved ones. Do you assume individuals shouldn't have Medical Insurance as a result of they don't need it? Do you assume it's frivolous? -What occurs while you: (1) Lose Your Job(2) Get Sick(3) Relocate ---. When it is advisable decide on spending cash on Medical Insurance or meals for your loved ones --- meals wins fingers down ---. If you're a full time worker and also you lose your job --- usually you lose your medical protection additionally. This is the time to ask your previous employer what's my choices for persevering with my medical insurance. Cobra may be bought for the next premium and for a short while solely. It is a cease hole measure solely till you subsequent full - time employment. When individuals work half time they don't qualify for Medical Insurance by means of their employment. Your employer isn't dumb. PART TIME EMPLOYMENT FOR THEIR EMPLOYEES MEANS NO MEDICAL INSURANCE PREMIUMS OF THEIR POCKETS. This means you continue to shouldn't have Medical Insurance for your self and your loved ones. LOW INCOME INDIVIDUALS: You might qualify for Medi-cal or County Medical Services (CMS.) These are the one two authorities funded businesses that may aid you. You are screened by revenue and the sum of money you've got within the financial institution .--- If you as an grownup don't qualify for these businesses, --- your youngsters may. CHILDREN: Children have a better time qualifying for presidency assisted applications. There are a number of applications obtainable for youngsters relying on their particular wants. YOUR RESPONSIBILITY: If you qualify for considered one of these businesses don't assume that filling out one kind is all you do. You have to indicate up to your scheduled appointment and convey the correct paper work with you. --- Otherwise, your declare can be denied ---. Medical Insurance is obtained by full - employment or by buying it your self by means of a non-public insurance firm which is okay for the individuals that may afford the massive premiums. INSURANCE COMPANIES: When you apply for Medical Insurance you could be denied due to a pre-existing situation. This merely means, you've got medical issues already and the Medical Insurance Company is not going to cover you for these issues. ALTERNATIVE: DISCOUNT CARDS Discount playing cards can be found by means of personal insurance corporations. Let me clarify. You nonetheless pay a month-to-month charge however not as a lot as your typical Medical Insurance month-to-month premium. When you go to a health care provider or pharmacy you get a money low cost. The solely catch is, --- it's a must to pay to your physician's go to on the time of the go to ---. You need to watch out when making use of for this low cost card, identical to every thing else it may rip you off. So do your homework. These have gotten highly regarded. URGENT CARE: These are medical services that care for minor issues. Anything severe could be referred to a hospital emergency room. You should pay to your medical go to on the time of service. 211 PHONE NUMBER There is a brand new supply of important info at our finger suggestions, by calling 211. If this new quantity is established in your space, one telephone name can hook you as much as huge info. The people who reply this telephone quantity provides out vital on a regular basis helpful info. Example: What is the telephone quantity to Med-cal? I shouldn't have any Medical Insurance and my youngster is sick, what do I do? Where can I'm going to get assist for my youngster? Is there any free clinics obtainable? These individuals have all that info and extra at their fingertips. HOSPITAL EMERGENCY ROOMS: When you want medical care the Emergency Room is the place most individuals head. When you get to the Emergency Room you possibly can wait hours to be examined by a health care provider. When you might be lastly examined, the physician might request lab exams, x-rays and so forth. These exams can escalate into lots of of even 1000's of . What about emergency surgical procedure? What about being a affected person within the hospital a number of days or longer? The medical payments will begin poring in! MEDICATIONS: Medicine is sky excessive. When you shouldn't have Medical Insurance it's a must to pay the total quantity or go with out your drugs. This isn't a easy downside. We are speaking tens of millions of individuals on this state of affairs. --- There needs to be an answer ---. The Medical Insurance Companies don't need to change. The Pharmaceutical Companies don't need to change. --- We the person's should take step one to vary the way in which drugs is obtained for everybody on this nation not just some! We as people want to put in writing our Congressmen to get up our native, state representatives and federal representatives.
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